Calling oneself a professional doesn't really make one a professional. As a Northwestern Mutual Financial Advisor, professionalism is defined not only by the measure of one's experience, education and professional designations, but by one's character and professional standard of practice in supporting clients as a trusted financial expert.

Through personal commitment, professional associations, professional designations and continuing education, I have worked hard to establish a reputation as a respected professional and to gain the trust of clients. Please take a moment to review my experiences and accomplishments.

Associations and Memberships

Past President, Fremont Warm Springs Sunrise Rotary

Member, National Association of Insurance and Financial Advisors

Member, Million Dollar Round Table

Life Insurance Specialist for the San Francisco Bay Area Group

Years of Experience

Representing Northwestern Mutual since 1981.


Degree Major Institution
Bachelor of Arts Political Science Santa Clara University

Awards and Recognition


Million Dollar Round Table Qualifying Member 1987-1993, 1995, 2010-2011, 2013

MDRT is the premier association of financial professionals. MDRT status designation is granted for one year and members must apply every year to continue their affiliation with the MDRT


National Quality Award 1987-1997, 1999-2001, 2003, 2009

Award recognizing persistency and performance

Michael J Kearns

Michael J Kearns, ChFC®, CLU®

Financial Representative


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